What is a Specialized Investment Fund?
A Structured Investment Fund (SIF) is a type of equity mutual fund that removes guesswork and emotion from investing. Instead of relying on a fund manager's daily discretion, a SIF follows a strict, pre-defined, and transparent framework to select and manage stocks.
Rule-Based Investing
Stocks are chosen based on clear, quantitative parameters like financial strength, valuation, and quality.
Reduces Human Bias
The disciplined model prevents emotional decisions during market panic or euphoria.
Transparent & Disciplined
Investors always know the 'why' behind their portfolio, leading to greater conviction and trust.
How SIF Compares to Other Investments
Specialized Fund (SIF)
Investor Type
Retail & HNI
Minimum Investment
Low (starts from ₹500 SIP)
Structure
Pooled fund (like Mutual Funds)
Strategy
Rule-based, disciplined equity investing in a diversified portfolio.
Customization
None. All investors hold the same portfolio.
Regulator
SEBI (Mutual Fund Regulations)
Mutual Fund (MF)
Investor Type
Retail & HNI
Minimum Investment
Low (starts from ₹500 SIP)
Structure
Pooled fund with professional management.
Strategy
Varies widely (Equity, Debt, Hybrid). Can be actively managed or passive.
Customization
None. Investors choose a scheme but cannot alter its portfolio.
Regulator
SEBI (Mutual Fund Regulations)
Portfolio Mgmt. (PMS)
Investor Type
High Net-worth Individuals (HNI)
Minimum Investment
High (SEBI mandated min. ₹50 Lakhs)
Structure
Individual demat account for each investor.
Strategy
Concentrated, often high-conviction portfolios. Can be highly customized.
Customization
High. The portfolio can be tailored to an investor's needs.
Regulator
SEBI (PMS Regulations)
Alternative Fund (AIF)
Investor Type
Sophisticated & Institutional Investors
Minimum Investment
Very High (Typically ₹1 Crore+)
Structure
Privately pooled investment vehicle.
Strategy
Invests in alternative assets like private equity, venture capital, hedge funds.
Customization
Limited to the fund's specific mandate.
Regulator
SEBI (AIF Regulations)
Key Features of this Fund
Disciplined Approach
A structured, rule-based framework guides equity investments, promoting discipline over emotional decision-making.
Quality Portfolio
Focuses on creating a long-term portfolio by investing in fundamentally strong and reputable companies.
Wealth Creation Potential
Aims for long-term capital appreciation by leveraging the growth potential of the Indian equity market.
Tax Benefits
Investments may be eligible for deductions under Section 80C of the Income Tax Act, helping you save on taxes.
SIP Flexibility
Invest regularly and systematically through a Systematic Investment Plan (SIP) to benefit from rupee cost averaging.
Open-Ended Structure
Provides the flexibility to enter or exit the fund on any business day, ensuring high liquidity for your investment.
Is This Fund Right for You?
Long-Term Capital Growth
Ideal for investors seeking capital appreciation over a long-term investment horizon (5+ years).
Core Equity Portfolio
Suitable for those who wish to build a core portfolio of fundamentally strong, high-quality companies.
Tax-Saving Goals
A great option for investors looking to claim tax deductions under Section 80C while aiming for equity growth.
Risk Level: Very High
Investors should understand that their principal will be at very high risk. This product is suitable for those with a long-term view and a high tolerance for market volatility.
Fund at a Glance
Fund Manager
Mr. Unknow Kumar
Inception Date
January 01, 2024
Benchmark
NIFTY 500 TRI
Minimum SIP Amount
₹500 and in multiples of ₹1 thereafter
Exit Load
1% if redeemed within 1 year, Nil thereafter
Expense Ratio
As per SEBI guidelines
Frequently Asked Questions
Given its 'Very High' risk profile, this fund is suitable for investors who understand the risks associated with equity markets and have a long-term investment horizon. It can be a good starting point for building a core equity portfolio via the SIP route.
While both invest in a diversified basket of stocks, a SIF adheres to a stricter, rule-based investment model. A regular diversified fund often gives the fund manager more flexibility and discretion in stock selection.
This indicates that the fund's value can experience significant fluctuations in the short term, both upwards and downwards, due to market movements. The principal invested is at very high risk. It is intended for long-term goals where short-term volatility can be tolerated.