Start Investing in Mutual Funds & SIPs

Tired of Low Savings Returns? Choose Growth.

Mutual funds solve the biggest challenges for new investors: risk, complexity, and time.

Expert Management

Your portfolio is handled by professional fund managers, giving you access to institutional-grade research and strategy.

Built-in Diversification

Your money is spread across hundreds of assets, protecting you from significant losses if any one stock or sector fails.

Affordable Entry

Start investing for as little as ₹500 per month, making market access simple and affordable for everyone.

Discover Index Funds: Simple, Low-Cost Growth

Index funds are the purest form of passive investing, ideal for long-term wealth creation with maximum transparency.

Passive Strategy

The fund mirrors a market index (like Nifty 50), removing the need for active stock picking. No fund manager risk.

Ultra Low Cost

Since no complex research is required, the Expense Ratio is significantly lower, maximizing your net returns.

Built-in Stability

Risk is diversified across the entire index (e.g., 50 top companies), making it a stable, long-term foundation.

Complete Transparency

You always know exactly what you own—the same stocks as the underlying index. Simple and clear.

SIP: The Disciplined Path to Wealth

The Systematic Investment Plan (SIP) is the easiest and most powerful tool for new and regular investors.

Rupee Cost Averaging

You buy more units when the market is low and fewer when it is high, automatically balancing your purchase price.

Harness Compounding

Your earnings are reinvested to earn more earnings. Starting early maximizes the time your money works for you.

Financial Discipline

SIPs automate your saving habit, ensuring you consistently invest before you have a chance to spend.

Goal-Based Investing

Link each SIP directly to a life goal (Retirement, Home, Car), making your financial roadmap clear.

Your Goals, Our Roadmap

We help you choose the right fund for every stage of your life journey.

Short-Term (1-3 Yrs)

Goal: Emergency Funds, Vacation.
Funds: Liquid & Ultra Short Debt.

Mid-Term (3-7 Yrs)

Goal: Home Down Payment, Car.
Funds: Hybrid & Equity Savings.

Long-Term (7+ Yrs)

Goal: Child's Education, Retirement.
Funds: Equity & Index Funds.

Sectoral Bets

Goal: High-growth cycles.
Funds: Sectoral/Thematic Funds.
High Risk.

Our Simple 4-Step Investment Roadmap

STEP 1

Define Your Goals

Determine what you are saving for (Retirement, Home, Education) and the timeline involved.

STEP 2

Assess Risk Profile

Take our quick assessment to understand your comfort level with market volatility.

STEP 3

Build Your Portfolio

Our RIA recommends the optimal mix of Equity, Debt, and Hybrid funds specifically for you.

STEP 4

Start SIP/Lump Sum

Execute your investment plan effortlessly online and begin your journey to financial freedom.

Comprehensive Mutual Funds FAQ

You can start a Systematic Investment Plan (SIP) with as little as ₹500 per month in many popular funds. Starting small is better than waiting to start big.

No. SEBI/IRDAI only regulate the entities (AMCs and Advisors) to ensure fair practices. Mutual fund investments are subject to market risks, and returns are not guaranteed. The risk is borne by the investor.

NAV (Net Asset Value) is the per-unit price of a mutual fund scheme. It's calculated by taking the total value of all assets, subtracting liabilities, and dividing that result by the total number of outstanding units.

The Expense Ratio is the annual fee charged by the fund house for managing the fund, expressed as a percentage of the fund's assets. A lower expense ratio means higher returns for you over the long term.

Direct plans have a lower expense ratio because they do not include distributor commission, potentially leading to higher long-term returns. Regular plans have a higher expense ratio and are often purchased through intermediaries.

Long-Term Capital Gains (LTCG) over ₹1 lakh in a financial year are taxed at 10% (without indexation). Short-Term Capital Gains (STCG) are taxed at 15%.

You can redeem your units on any business day. The money is usually credited to your bank account within 1-3 business days, depending on the fund type (liquid funds are faster; equity funds take longer).

Diversification spreads risk by investing across various assets (stocks, bonds, gold) and sectors. If one investment performs poorly, others may compensate, protecting your overall portfolio from severe downturns.

The AMC is the professional organization that manages the mutual fund. It makes the investment decisions, handles the fund administration, and ensures the scheme operates according to regulatory guidelines.

SIP (Systematic Investment Plan) is generally recommended for salaried individuals and new investors as it averages out cost and minimizes timing risk. Lump sum is suitable for experienced investors with a large corpus and a high conviction about market timing.

Menu

Start Your Investment Journey Today